# cryptocards.vip — Full Machine-Readable Index

> Version: June 2026
> Maintained by: Hugues-Marie (independent, non-commercial)
> Contact: contact@cryptocards.vip

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## FULL BIN SPONSOR PROFILES

### 1. Rain
- Website: https://www.rain.xyz
- HQ: United States
- Networks: Visa
- License: Visa Principal Member
- Coverage: 150+ countries / 100+ jurisdictions
- Coverage codes (sample): US, GB, FR, DE, ES, IT, NL, JP, SG, HK, AU, BR, MX, AR, CO, AE, ZA, NG, IN, PH, KR, CA
- Card types: Virtual, Physical
- Card categories: Debit, Credit
- Crypto tag: Crypto Native
- Crypto details: Stablecoins (USDC, USDT) + floating tokens — omni-chain: Base, Polygon, Solana, Avalanche, Arbitrum, ZKsync, Optimism
- Settlement: 7-day stablecoin settlement
- Funding: $250M Series C (Jan 2026) — ~$1.95B valuation
- Notable partners: 200+ partners globally (TradFi + crypto-native)
- Cross-border: Yes
- Editorial: Arguably the most advanced full-stack crypto card issuer globally. As a Visa Principal Member, Rain eliminates the need for a third-party BIN sponsor entirely. Omni-chain architecture and a $250M Series C make them the category benchmark.

### 2. Reap
- Website: https://reap.global
- HQ: Hong Kong
- Networks: Visa
- License: Visa Principal Member (Hong Kong + Mexico)
- Coverage: APAC + LATAM (2026 expansion)
- Coverage codes: HK, SG, JP, TH, ID, MY, PH, IN, MX, BR, AR, CO
- Card types: Virtual, Physical
- Card categories: Debit, Credit (Corporate)
- Crypto tag: Crypto Native
- Crypto details: Stablecoin collateral (USDC, USDT) — accepted at 150M+ Visa merchants
- Settlement: Stablecoin-powered settlement
- Funding: Undisclosed
- Cross-border: Yes
- Editorial: The go-to partner for APAC and LATAM card programs. Dual Visa Principal Membership (Hong Kong, plus Mexico secured May 2026) uniquely positions Reap across the two largest remittance corridors in the world.

### 3. Kulipa
- Website: https://www.kulipa.xyz
- HQ: Paris, France
- Networks: Visa, Mastercard
- License: Regulated via licensed FI partners (EU, AR, NG)
- Coverage: EU, Argentina, Nigeria — US expansion underway
- Coverage codes: FR, DE, ES, IT, NL, BE, PT, IE, AR, NG, US
- Card types: Virtual, Physical
- Card categories: Debit
- Crypto tag: Crypto Native
- Crypto details: Stablecoin-native — custodial & self-custodial wallets, no prefunding. Kulipa assumes fraud liability on issued programs.
- Settlement: On-chain balance verification — capital-efficient
- Funding: $9.2M total — $6.2M Seed (April 2026)
- Cross-border: Yes
- Editorial: The most crypto-native European player. Built in Paris (2023) on a genuinely local-first model — deep understanding of EU, Nigerian, and Argentine regulation.

### 4. Baanx
- Website: https://baanx.com
- HQ: United Kingdom
- Networks: Visa, Mastercard
- License: FCA EMI (UK) — part of W3C Corp / Exodus ecosystem
- Coverage: UK, EU, LATAM, Canada — US expansion underway
- Coverage codes: GB, FR, DE, ES, IT, NL, BR, MX, CA
- Card types: Virtual, Physical
- Card categories: Debit
- Crypto tag: Crypto Native
- Crypto details: On-chain crypto spending, MetaMask & Ledger powered. Stablecoin programs run on Monavate's issuing rails.
- Settlement: On-chain authorization + traditional card settlement
- Funding: Acquired by Exodus Movement within W3C Corp (~$175M, Nov 2025)
- Cross-border: Yes
- Editorial: The crypto-native program layer of the W3C Corp group. Powers MetaMask and Ledger cards. Now part of Exodus wallet's vertically integrated payments stack.

### 5. Monavate
- Website: https://www.monavate.com
- HQ: Cambridge, United Kingdom
- Networks: Visa, Mastercard
- License: FCA EMI (FRN 901097) — Visa & Mastercard Principal Member (UK/EU)
- Coverage: UK, EU, LATAM, Canada live — US underway
- Coverage codes: GB, FR, DE, ES, IT, NL, BE, BR, MX, CA
- Card types: Virtual, Physical
- Card categories: Debit, Prepaid
- Crypto tag: Crypto Native
- Crypto details: BIN sponsorship, Mastercard scheme sponsorship, stablecoin issuing (USDC). MonavateOne API. Powers Gnosis Pay and the MetaMask card.
- Settlement: Traditional settlement + smart-contract compatibility
- Funding: Acquired by Exodus Movement within W3C Corp (~$175M, Nov 2025)
- Cross-border: Yes
- Editorial: The regulatory and processing backbone behind many of Europe's most prominent crypto card programs. Actual issuer of Gnosis Pay cards and Mastercard scheme sponsor for Baanx/MetaMask.

### 6. Xpollens
- Website: https://www.xpollens.com
- HQ: Paris, France
- Networks: Visa, Mastercard
- License: Own banking license (Groupe BPCE subsidiary)
- Coverage: France & EU primarily
- Coverage codes: FR, DE, ES, IT, BE, NL, LU, PT
- Card types: Virtual, Physical
- Card categories: Debit, Prepaid
- Crypto tag: Crypto Friendly
- Crypto details: Crypto-compatible (not crypto-native). Clients include Bitstack and Wigl. Full compliance via the BPCE banking license.
- Settlement: Traditional BaaS settlement via BPCE
- Funding: Backed by Groupe BPCE
- Cross-border: No
- Editorial: France's most credible BaaS option for crypto companies that need strong EU regulatory standing. Best for regulated European fintechs.

### 7. Lightspark
- Website: https://www.lightspark.com/capabilities/cards
- HQ: United States
- Networks: Visa
- License: Visa issuance via Grid Global Account infrastructure
- Coverage: 33 countries — full EEA + UK + USA
- Coverage codes: AT, BE, BG, HR, CY, CZ, DK, EE, FI, FR, DE, GR, HU, IS, IE, IT, LV, LI, LT, LU, MT, NL, NO, PL, PT, RO, SK, SI, ES, SE, CH, GB, US
- Card types: Virtual, Physical
- Card categories: Debit
- Crypto tag: Crypto Friendly
- Crypto details: BTC, stablecoins, and USD balances spendable at 175M+ Visa merchants. Interchange flows back to the platform. TypeScript + Kotlin SDKs.
- Settlement: T+1 Visa settlement
- Funding: Well-funded US fintech (undisclosed)
- Cross-border: Yes
- Editorial: One of the cleanest issuing APIs for the EEA+UK+USA triangle. Developer-first, with strong SDK support. Formerly Striga.

### 8. Hoppa
- Website: https://hoppacard.com
- HQ: Netherlands
- Networks: Visa, Mastercard, Discover
- License: Program by Hoppacard/PayWings Holding B.V.; issued by Unlimit EU (Cyprus EMI)
- Coverage: EU / EEA
- Coverage codes: NL, FR, DE, ES, IT, BE, CY
- Card types: Virtual, Physical
- Card categories: Debit, Prepaid
- Crypto tag: Crypto Friendly
- Crypto details: Multicurrency IBAN + cards aimed at crypto exchanges and crypto startups. White-label/co-brand, go-live in ~6 weeks.
- Settlement: Standard card settlement via Unlimit
- Funding: Undisclosed (PayWings / Hoppacard Holding B.V.)
- Cross-border: Yes
- Editorial: White-label program layer. Underlying BIN sponsor/issuer is Unlimit EU (Cyprus EMI). Useful for fast EU card + IBAN product launch.

### 9. Gnosis Pay
- Website: https://gnosispay.com
- HQ: United Kingdom
- Networks: Visa
- License: Cards issued by Monavate Ltd (FCA, FRN 901097)
- Coverage: EEA, UK, Brazil, Argentina, Mexico, Colombia, Philippines, Thailand, Japan, Singapore
- Coverage codes: GB, FR, DE, ES, IT, NL, BE, PT, IE, AT, BR, AR, MX, CO, PH, TH, JP, SG
- Card types: Virtual, Physical
- Card categories: Debit
- Crypto tag: Crypto Native
- Crypto details: USDC + EURC via Safe Smart Accounts (self-custodial). Ethereum, Polygon, Gnosis Chain. DeFi-powered FX. 80M+ merchants.
- Settlement: T+1 Visa + DeFi-powered currency conversion at settlement
- Funding: Gnosis ecosystem backed
- Cross-border: Yes
- Editorial: The most DeFi-native issuing infrastructure available. Built on Safe smart-contract wallets for true self-custody spending. White-label tiers: free Pilot, Startup, Enterprise.

### 10. SPND
- Website: https://spnd.xyz
- HQ: Larnaca, Cyprus
- Networks: Visa, Mastercard
- License: Licensed via global issuing partners — PCI DSS Level 1
- Coverage: South Asia · Sub-Saharan Africa · MENA · SE Asia · Global online
- Coverage codes: IN, PK, BD, LK, NG, GH, KE, ZA, AE, SA, EG, PH, ID, VN, TH
- Card types: Virtual, Physical
- Card categories: Debit, Prepaid
- Crypto tag: Crypto Native
- Crypto details: USDC, ETH, SOL, TRX on Base, Arbitrum, Polygon, Optimism. Pull-on-swipe non-custodial settlement (beta). Virtual card in <30s post-KYC.
- Settlement: Pre-funded treasury OR pull-on-swipe non-custodial smart contract (beta)
- Funding: Undisclosed
- Cross-border: Yes
- Editorial: The specialist for emerging markets — the countries most sponsors systematically skip. Unmatched coverage across South Asia, Sub-Saharan Africa, MENA, and Southeast Asia.

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## QUICK COMPARISON TABLE

| Sponsor      | Networks         | Regions                  | License type        | Crypto type     |
|--------------|-----------------|--------------------------|---------------------|-----------------|
| Rain         | Visa            | Global (150+)            | Visa Principal      | Crypto Native   |
| Reap         | Visa            | APAC, LATAM              | Visa Principal      | Crypto Native   |
| Kulipa       | Visa, Mastercard| EU, Africa, Americas     | Licensed FI partner | Crypto Native   |
| Baanx        | Visa, Mastercard| UK, EU, LATAM, Canada    | FCA EMI             | Crypto Native   |
| Monavate     | Visa, Mastercard| UK, EU, LATAM, Canada    | FCA EMI             | Crypto Native   |
| Xpollens     | Visa, Mastercard| France, EU               | Banking license     | Crypto Friendly |
| Lightspark   | Visa            | EEA, UK, USA (33)        | Visa issuance       | Crypto Friendly |
| Hoppa        | Visa, MC, Disc  | EU/EEA                   | Cyprus EMI (Unlimit)| Crypto Friendly |
| Gnosis Pay   | Visa            | EEA, UK, LATAM, APAC     | FCA EMI (Monavate)  | Crypto Native   |
| SPND         | Visa, Mastercard| S.Asia, Africa, MENA, SE | PCI DSS L1 partners | Crypto Native   |

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## DATA ENDPOINT

Machine-readable JSON: https://cryptocards.vip/data/bin-sponsors.json

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## EDITORIAL POLICY

All information is verified by Hugues-Marie from public sources, company websites,
regulatory registers, and direct contact with listed companies.
Data is updated as new information becomes available.
cryptocards.vip does not accept payment for listings.